The Creative Momentum has claimed numerous awards for excellence in e-commerce solutions. This American company employs talented computer programmers, marketing experts and business consultants who understand all of the dynamic aspects of the World Wide Web. When building online shops for merchants in North America, content management systems are naturally considered for projects. For example, Magento Hosting is a PHP-powered platform that has many enterprise utilities. OpenCart is another similar software that can help merchants make some money from online sales. Every shopping cart has to comply with the Payment Card Industry Data Security Standard (PCI DSS) that is universally valid on the web. First Data, Authorize.net and PayPal come with cyber security features that follow the guidelines of PCI DSS. The Creative Momentum also optimizes e-commerce websites for mobile operating systems, including Android and iOS. Google Wallet and Apple Pay are perhaps the most widely used payment services on smartphones.